Message from the President & CEO

Creating the Next Japan Post Bank Through the Steady Execution of Our New Mid-Term Management Plan

In FY2025, business opportunities expanded significantly, as domestic interest rates continued to rise in line with the transition toward a “world with positive interest rates,” and Japan Post Holding Co., Ltd.’s shareholding in Japan Post Bank fell below 50%, resulting in an easing of new business regulations. At the same time, toward the end of the fiscal year, tensions in the Middle East heightened, increasing uncertainty in the business environment. In this environment, Japan Post Bank’s net income for FY2025 was 525.5 billion yen, exceeding our earnings forecast and marking a record high for the third consecutive fiscal year since our listing. Our share price also rose, with its market capitalization surpassing 10 trillion yen for a period during the fiscal year. The dividend per share increased by 16 yen to 74 yen, achieving a dividend growth for three straight years. In May 2026, we clarified our two medium- to long-term visions of becoming “Japan’s leading comprehensive financial platform” and “a leading global market player,” and announced a new Medium-term Management Plan setting out the path to realizing these visions. Going forward, we will be diligently executing the four business strategies outlined in our new Medium-term Management Plan: “the Digital Payment Business Strategy,” “the Consulting Business Strategy,” “the Market Investment and Asset Management Business Strategy,” and “the Regional and Corporate Solutions Business Strategy.” We aim for non-linear growth that marks a departure from our historical trend, with a view to achieving net income of over 1 trillion yen in the final year of the plan. Based on our unwavering purpose and management philosophy, we will steadily implement the new Medium-term Management Plan and work to increase corporate value and enhance shareholder returns. I would like to humbly ask for your continued understanding and support as Japan Post Bank enters a new stage.

Related Information

• Management Strategy
• Integrated Report（Annual Report）