Vitalization of Regional Economies

Basic Stance

As a community-based financial institution, Japan Post Bank considers its relationship with local communities to be extremely important. We will contribute to the vitalization of regional economies and the development of Japan’s economy by working to provide funds flow to regional economies and addressing the unique financial needs of each community, while passing down the traditions we have built up alongside people in the community.

Funds Flow to Regional Communities

To circulate the flow of our customers’ precious funds around the regions, we are promoting participation in regional vitalization funds through cooperation with regional financial institutions. In FY2023/3, we participated in six new regional vitalization funds, including the Japan Post Investment Regional Development and Impact Fund I, ILP established by our consolidated subsidiary Japan Post Investment Corporation. We will continue to actively facilitate the flow of funds to local communities.

Overview of Regional Vitalization Funds (As of March 31, 2023)

Overview of Major Regional Finance Projects (As of March 31, 2023)

Regional Financial Platform

By cooperating with regional financial institutions, we will act as a "regional financial platform" to respond to financial needs suited to the actual conditions of each region, by utilizing Japan Post Bank's ATM network and aggregation of operational processes, among other efforts.

Use of JP Bank’s ATM Network

Utilizing our network with the largest number of ATMs nationwide, we will promote the platforming^*1 of our ATMs through tie-ups with regional financial institutions throughout Japan.

*1:

A partnership arrangement for waiving fees when an ATM card of a regional financial institution is used at a JP Bank ATM. Terms and conditions for waiving fees are set by each financial institution.

Aggregation of Operational Processes

We will advance the aggregation of each respective financial institution's operational processes by utilizing the excess capacity of the 11 Japan Post Bank Operation Support Centers.