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Stakeholder Engagement

Basic Stance

In order for Japan Post Bank to contribute to the creation of a sustainable society and future alongside realizing sustainable growth as a business, it is essential for us to listen closely to the opinions of everyone in society, meet their expectations, and gain their understanding and support. Consequently, we believe that it is vital for us to actively engage in dialogue with members of different communities.

Dialogue with Experts

Japan Post Group holds regular dialogue with experts in order to hear their opinions and advice.

Stakeholder Engagement (external website)

Communication with Customers

Framework for applying customer opinions within business activities

The opinions and feedback the Bank receives from its customers at its branches or through its call centers are managed in a unified manner by the Customer Service Management Department at headquarters. The information is shared throughout the company and applied to the development and improvement of products and services, and the results of these improvements are then reported to bodies such as the Executive Committee and the Customer Feedback Status Meeting chaired by the President and Representative Executive Officer.

Organizational Structure for Improving Services

Organizational Structure for Improving Services Chart

Conducting Customer Satisfaction Surveys

In the survey conducted in August 2023, over 70%*1 of customers were satisfied with Japan Post Bank's services.

*1:
Percentage represents the combined total of customers who answered that they were very satisfied, satisfied, or somewhat satisfied.

Customer Satisfaction Survey Results (2023)

Approximately 71.0% of customers responded that they were satisfied.

Examples of Improvements Based on Customer Opinions

Initiatives to improve customer service (Japanese version only)

Communication with Shareholders and Investors

While aiming for sustainable growth and improvements in corporate value over the medium to long term, the Bank promotes the establishment of strong engagement with shareholders and investors.
Through these activities, we will deepen their understanding of the Bank’s business, report their opinions and expectations to the management, and reflect these in our management.
Based on the opinions we receive from our shareholders and investors, we will strive to enhance our disclosure in response to social demands and trends, and create IR opportunities led by the management and the heads of each business division.

IR Activity Results (FY2023/3)

Activity Outline
Ordinary General Meeting of Shareholders

16th Ordinary General Meeting of Shareholders(FY2023/3) Held on June 16, 2022

General Meeting of Shareholders(Back Number)

(Reference)17th Ordinary General Meeting of Shareholders(FY2024/3) Held on June 20, 2023

General Meeting of Shareholders

Briefings for individual investors The Bank holds briefing sessions for individual investors several times a year led by the management.
Number of sessions: 2, Participants: 326
Investor Meetings

The Director, President and Representative Executive Officer holds half-yearly meetings mainly for institutional investors and analysts.
Number of sessions: 2, Participants: 230
For details, please refer to the folowing page.

IR Presentation

Interviews with institutional
investors and analysts
Led by Managing Executive Officer in charge of the IR Department, the management, including the Director, President and Representative Executive Officer, conducts individual interviews, etc., with institutional investors and analysts, both domestically and overseas.
Companies met with: 374 (155 of which were overseas institutional investors)
Securities firms-sponsored conferences for institutional investors

The Bank participates in conferences hosted by securities firms, and the Managing Executive Officer in charge of the IR Department holds individual interviews with overseas institutional investors.
Number of attended conferences: 3
For details, please refer to the folowing page.

IR Calendar

Other IR events

The Bank holds briefing sessions for small groups of analysts and institutional investors regarding private equity investments, etc. These sessions are led by the Executive Officer in charge of the Investment Division and the investment representatives.
For details, please refer to the folowing page.

IR Presentation

TOPICS Disclosure Examples Based on Shareholder and Investor Opinions

Disclosure Policy / Timely Disclosure System

IR Information

FY2023/3 Investors Meeting (May 17, 2023)
Speakers: Norito Ikeda, Director, President and Representative
Executive Officer (left)
Makoto Shinmura, Managing Executive Officer in
charge of the IR Department (right)

17th Ordinary General Meeting of Shareholders
(June 20, 2023)

*

Job title is at the time.

Communication with Employees

Online In-house Newsletter

The web-based in-house newsletter "Yucho Life" is designed to improve internal engagement by distributing content that introduces the organization, employees, and executives. In addition, the website provides content that focuses on "people" and "regions", such as a series of reports on the president's visits to branches nationwide as information unique to each region. These measures have led to increased motivation among employees working across the country, as well as revitalized vertical, horizontal, and diagonal communication through the comment function and other features.

Online In-house Newsletter (1)
Online In-house Newsletter (2)

Dialogue with Regional Communities

As a financial institution deeply rooted within regional communities, Japan Post Bank treats the opinions of its regional customers with utmost importance. As part of this approach, we are engaging in dialogue with regional financial institutions that are trusted by regional communities, as well as local governments.

Communication with Suppliers

Japan Post Bank adheres to the 'Declaration of Partnership Building' and strives for collaboration and coexistence with all our supply chain partners in mutual prosperity.

Declaration of Partnership Building (Japanese version only)(PDF/64KB)