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JAPAN POST BANK Co., Ltd. is a bank in the Japan Post Group, which was established in October 2007. The Bank provides comprehensive financial services to a wide range of individual customers, mostly through a nationwide network of post offices, with the aim of becoming "the most accessible and trustworthy bank in Japan."
The bank operates banking business nationwide as a member of the Japan Post Group, which engages mainly in postal and domestic logistics business, post office business, international logistics business, banking business, and life insurance business under the parent company, Japan Post Holdings Co., Ltd.
In accordance with the Postal Service Privatization Act, Japan Post Holdings Co., Ltd. is required to dispose of its entire stock in Japan Post Insurance Co., Ltd. and Japan Post Bank Co., Ltd. (hereinafter referred to as “two financial companies”) as early as possible, upon consideration of the condition of business of the two financial companies, impact on fulfilling its obligation to secure universal services and other factors.
Under the Act on Japan Post Holdings Co., Ltd. and the Japan Post Co., Ltd. Act, Japan Post Holdings Co., Ltd. and Japan Post Co., Ltd. are subject to the universal services obligation, which obligates Japan Post Holdings and Japan Post Co. to provide postal services, simple savings, remittance and settlement services and easy-to-use life insurance services at post offices in all regions of Japan in an integrated, simplified and customer-oriented manner that preserves equal and convenient access to such services.