Top of Page.
Move to Header menu. Move to Main menu. Move to Main text. Move to Side menu.

Cascading Style Sheets is used in this page.

Header menu starts here.

Home > International Remittances

International Remittances

Menu Open/Close

Remittance from JAPAN POST BANK to Overseas

JAPAN POST BANK offers three options for making a remittance from Japan to overseas. To remit to the payee’s bank or postal giro account, you can choose either Account Transfer or Payment to Account. You can also choose to send postal money orders to the payee’s address so that the received certificates can be cashed at local post offices.

Account Transfer

The transfer amount and handling fees are withdrawn from the remitter’s integrated account or giro account and the transfer amount is deposited into the payee’s bank or postal giro account specified.
A fixed fee of ¥4,000 is charged for handing each remittance regardless of amount.
Please be aware that intermediary charges (such as for correspondent bank services) and account registration fee (for handling by the beneficiary bank) may be deducted from the amount of remittance. The amount of account registration fee varies by bank and account type. Check with your payee for details, if necessary.
The following shows the standard number of business days for a remittance to arrive in the payee’s account. The actual period may differ depending on the beneficiary bank and other factors.

Account Transfer Approx. 4-6 days after applying
(excluding Sat, Sun and other holidays)

Payment to Account

The transfer amount and handling fees are paid in cash at a Japan Post Bank counter or Post Office counter that offers international remittance services, and the transfer amount is deposited into the payee’s bank or postal giro account specified.
A fixed fee of ¥5,000 is charged for handing each remittance regardless of amount.
Please be aware that intermediary charges (such as for correspondent bank services) and account registration fee (for the handling by the beneficiary bank) may be deducted from the amount of remittance. The amount of account registration fee varies by bank and account type. Check with your payee for details, if necessary.
The following shows the standard number of business days for a remittance to arrive in the payee’s account. The actual period may differ depending on the beneficiary bank and other factors.

Payment to Account Approx. 4-6 days after applying
(excluding Sat, Sun and other holidays)

Payment to Address

The transfer amount and handling fees are paid in cash at a Japan Post Bank counter or Post Office counter that offers international remittance services and a money order in the amount is delivered to the payee’s address. The payee cashes the delivered money order at a local post office.
A fixed fee of ¥5,000 is charged for handing each remittance regardless of amount.
Notes :
1. There are upper limits on the amount per remittance made to a payee’s address.
2. For remittances to the United States only, we do not directly deliver a money order to the payee. Instead, the remitter sends an issued order to the payee separately via international mail, etc. at their own postage cost.
The following shows the standard number of business days for a postal money order to arrive at the destination address. The actual period may differ depending on the destination location, local holidays, local postal conditions and other factors.

Payment to Address Approx. 5-10 days after applying
(excluding Sat, Sun and other holidays)
Menu Open/Close

Remittance from Overseas to JAPAN POST BANK Account

Payees in Japan can receive money sent from overseas, either through their Japan Post Bank integrated account or giro account.
* If your detailed information has not yet been verified, make sure to bring identification documents and your passbook to your nearest Japan Post Bank or Post Office savings counter.

Remittance from overseas banks

Remittances in either USD or EUR can be made from overseas banks, via a designated intermediary bank.
The information shown below is required to make a remittance from an overseas bank to a Japan Post Bank integrated account or giro account. Please note that if there are any mistakes or omissions, the remittance may not reach our bank. In addition, if the money remitted is returned to the sending bank, other charges and expenses may be deducted by the intermediary bank.
Please note that remittances to Japan cannot be made from certain financial institutions. For details, please ask your local bank.

Currency (*1) USD EUR
Intermediary Bank (*2) Deutsche Bank Trust Company Americas NY Deutsche Bank AG Frankfurt
Intermediary Bank BIC(SWIFT Code) BKTRUS33 DEUTDEFF
Beneficiary Bank Japan Post Bank
Branch Head Office
Beneficiary Bank Address 3-1, Otemachi 2-chome, Chiyoda-ku, Tokyo 100-8793, Japan
Beneficiary Bank BIC (SWIFT Code) JPPSJPJ1
Beneficiary Bank CHIPS UID (*3) 427593
Payee Account Number (*4) To integrated account Account number consists of the combination of 5 digits and 8 digits (at maximum) .
Ex:11540-12345671
To giro account Account number consists of the combination of 5 digits ,1 digit and 6 digits (at maximum) .
Ex:00100-0-100001
Name of Payee Account Holder Ex:TARO YUSEI
Payee Address Ex:3-1, Shintoshin Chuo-Ku, Saitama-Shi, Saitama 330-0081, Japan
Payee Telephone Number (*5) Ex:048-1234-4567

※ 1

The Japan Post Bank exchange rate will be applied for credits made to the payee's Japan Post Bank account in JPY.

※ 2

The information for the intermediary bank must be included. If no specific space is provided for this information, please write it within an open area on the form. Please note that intermediary charges (handling charges by correspondent banks) will be deducted from the remittance amount.
・Fixed fee of $10 for remittances exceeding $100.
・Fixed fee of €5 for remittances exceeding €100.
Additional intermediary charges may be deducted.

※ 3

If remittances in USD are made from financial institutions in USA to a Japan Post Bank account, the CHIPS UID and BIC (SWIFT code) are both required.
If remittances are made from overseas to a Japan Post Bank account, the ABA (Fedwire Code) and IBAN are not required.

※ 4

Please note that the account number (the combination of 5digits and 8digits (at maximum)) must all be written together.

※ 5

In principle, name of payee account holder must correspond to either of the following registered in the account.
・Alphabetical name
・Romaji writing of name

※ 6

Please include a phone number at which the payee can be reached during the day. In compliance with the Foreign Exchange and Foreign Trade Law, we may contact the payee to ask about the purpose of the remittance.

NOTICE

Change of handling procedures for International Postal Money Order to/from the United States of America

All Financial institutions are required to take appropriate measures to prevent money laundering and terrorism financing.

In this context, Japan Post Bank will change the handling procedures for International Postal Money Order to/from United States of America from 1st April 2019 as follows:

[Changes]
  1. Outbound International Money Order from JAPAN to the USA

    A money order will not be given to the sender at the point of acceptance of the amount and fee, but issued at Tokyo Postal Savings Center and sent at a later date to the sender.

    • *It will take 6 to 8 business days to deliver money orders.
  2. Inbound International Money Order from the USA to JAPAN

    A money order will be once kept and screened at Tokyo Postal Savings Center. At a later date, the money order will be cashed on a payee’s second visit to a post office or a Japan Post Bank branch.

    • *It will take 3 to 5 business days to call for a revisit.
Current Procedures After the Change from 1st April 2019
From JAPAN to the USA
  • A money order is issued at a post office or a Japan Post Bank branch and handed to the sender on site.
  • Necessary information such as sender’s name and address is written by the sender.
  • A money order is issued at Tokyo Postal Savings Center and sent to the sender.
  • Necessary information such as sender’s name and address is printed on the money order at Tokyo Postal Savings Center.
    (Unnecessary for the sender to fill in the money order)
  • *Exchange rate is applied as of the application at a post office or Japan Post Bank branch.
From the USA to JAPAN A money order is cashed on site.
  • A money order is once kept at a post office or Japan Post Bank branch.
  • After confirmation by Tokyo Postal Savings Center, the payee is called for a revisit to the post office or Japan Post Bank branch.
  • The money order is cashed upon payee’s revisit.
  • *Exchange rate is applied as of the cash-out at a post office or Japan Post Bank branch.
Back to Top.
Back to Top.