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Home ＞ International Remittances
Remittance from JAPAN POST BANK to Overseas
JAPAN POST BANK offers two options for making a remittance from Japan to overseas. To remit to the payee’s bank or postal giro account, you can use Account Transfer. As for the payment to the U.S. , you can also choose to send postal money orders to the payee’s address so that the received certificates can be cashed at local post offices.
The transfer amount and handling fees are withdrawn from the remitter’s integrated account or giro account and the transfer amount is deposited into the payee’s bank or postal giro account specified.
A fixed fee of ¥4,000 is charged for handling each remittance regardless of amount.
Please be aware that intermediary charges (such as for correspondent bank services) and account registration fee (for handling by the beneficiary bank) may be deducted from the amount of remittance. The amount of account registration fee varies by bank and account type. Check with your payee for details, if necessary.
In most cases, the remittance will be sent to the intermediary bank within 4-7 business days from the date of application.
Since it will be processed by the relevant bank after that, it may not arrive within this period.
The actual period may differ depending on the relevant bank and other factors.
The transfer amount and handling fees are paid in cash at a Japan Post Bank counter or Post Office counter that offers international remittance services and a money order in the amount is delivered to the remitter's address. The remitter sends an issued money order to the payee via international mail, etc. at their own postage cost. The payee cashes the delivered money order at a local post office.
A fixed fee of ¥5,000 is charged for handling each remittance regardless of amount.
1. The maximum amount per transfer to the payee's address is $ 2,800.
2. The number of business days for a postal money order to arrive at the destination address depends on the postal circumstances the remitter uses.
Remittance from Overseas to JAPAN POST BANK Account
Payees in Japan can receive money sent from overseas, either through their Japan Post Bank integrated account or giro account.
* If your detailed information has not yet been verified, make sure to bring identification documents and your passbook to your nearest Japan Post Bank or Post Office savings counter.
Remittances in either USD or EUR can be made from overseas banks, via a designated intermediary bank.
The information shown below is required to make a remittance from an overseas bank to a Japan Post Bank integrated account or giro account. Please note that if there are any mistakes or omissions, the remittance may not reach our bank. In addition, if the money remitted is returned to the sending bank, other charges and expenses may be deducted by the intermediary bank.
Please note that remittances to Japan cannot be made from certain financial institutions. For details, please ask your local bank.
|Intermediary Bank （*2）||Deutsche Bank Trust Company Americas NY||Deutsche Bank AG Frankfurt|
|Intermediary Bank BIC（SWIFT Code）||BKTRUS33||DEUTDEFF|
|Beneficiary Bank||Japan Post Bank|
|Beneficiary Bank Address||3-1, Otemachi 2-chome, Chiyoda-ku, Tokyo 100-8793, Japan|
|Beneficiary Bank BIC (SWIFT Code)||JPPSJPJ1|
|Beneficiary Bank CHIPS UID （*3）||427593|
|Payee Account Number （*4）||To integrated account||
Account number consists of the combination of 5 digits and 8 digits (at maximum) .
|To giro account||
Account number consists of the combination of 5 digits ,1 digit and 6 digits (at maximum) .
|Name of Payee Account Holder||Ex:TARO YUSEI|
|Payee Address||Ex:3-1, Shintoshin Chuo-Ku, Saitama-Shi, Saitama 330-0081, Japan|
|Payee Telephone Number （*5）||Ex:048－1234－4567|
The Japan Post Bank exchange rate will be applied for credits made to the payee's Japan Post Bank account in JPY.
The information for the intermediary bank must be included. If no specific space is provided for this information, please write it within an open area on the form. Please note that intermediary charges (handling charges by correspondent banks) will be deducted from the remittance amount.
・Fixed fee of $10 for remittances exceeding $100.
・Fixed fee of €5 for remittances exceeding €100.
Additional intermediary charges may be deducted.
If remittances in USD are made from financial institutions in USA to a Japan Post Bank account, the CHIPS UID and BIC (SWIFT code) are both required.
If remittances are made from overseas to a Japan Post Bank account, the ABA （Fedwire Code） and IBAN are not required.
Please note that the account number (the combination of 5digits and 8digits (at maximum)) must all be written together.
In principle, name of payee account holder must correspond to either of the following registered in the account.
･Romaji writing of name
Please include a phone number at which the payee can be reached during the day. In compliance with the Foreign Exchange and Foreign Trade Law, we may contact the payee to ask about the purpose of the remittance.
Change of handling procedures for International Postal Money Order to/from the United States of America
All Financial institutions are required to take appropriate measures to prevent money laundering and terrorism financing.
In this context, Japan Post Bank will change the handling procedures for International Postal Money Order to/from United States of America from 1st April 2019 as follows:
A money order will not be given to the sender at the point of acceptance of the amount and fee, but issued at Tokyo Postal Savings Center and sent at a later date to the sender.
A money order will be once kept and screened at Tokyo Postal Savings Center. At a later date, the money order will be cashed on a payee’s second visit to a post office or a Japan Post Bank branch.
|Current Procedures||After the Change from 1st April 2019|
|From JAPAN to the USA||
|From the USA to JAPAN||A money order is cashed on site.||