Press Release

May 15, 2026

Notice Concerning Formulation of Medium-term Management Plan (FY2026 through FY2028)

JAPAN POST BANK Co., Ltd. (the “Company”) hereby provides notice that it has resolved at a Board of Directors meeting held today to adopt “Medium-term Management Plan (FY2026 through FY2028)” (“Medium-term Management Plan”), covering the period from FY2026 through FY2028.

Under the previous Medium-term Management Plan (FY2021 through FY2025), the Company implemented three business strategies—the “retail business,” “market business,” and “Σ (sigma) business (a corporate business for creating futures for societies and local communities through investment)”—and worked to strengthen the management foundation supporting them, achieving excellent results including the highest earnings since listing for three consecutive fiscal years. The Company also made significant progress on the privatization process with two secondary share offerings, and has now entered a new stage of working toward non-linear growth.
Meanwhile, the Company’s business environment continues to change rapidly, including changes in population trends and societal structure, the advance of digital technology adoption in society, such as generative AI, and a transition into an era of positive interest rates. These changes are expected to accelerate going forward.
In this environment, to enable the sustainable increase of corporate value, the Company has set out the following two Medium- to Long-term Vision statements as its vision for 15 years in the future.

① “Japan’s leading comprehensive financial platform,” meeting customers’ diverse needs and accompanying them through life
② “A leading global market player” aiming to increase the value of customers’ assets and realize a sustainable society through investment in Japan and overseas

The Medium-term Management Plan is positioned as the first step toward realizing this Medium- to Long-term Vision, targeting net income over \1 trillion and ROE of approx. 10% in the final fiscal year, FY2028. To achieve these targets, the Company will promote four new business strategies: “digital payment business strategy,” “consulting business strategy,” “market operations and asset management business strategy,” and “regional and corporate solutions business strategy.”

For details, please see the attachment below.